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Looking at your credit report will usually be a part of credit counseling and getting back on the right track financially. A credit report reflects your consumer credit history. It used to just be used to determine creditworthiness, but now it is also being used by insurance companies to determine premiums, and even prospective employers to determine if you are the right candidate for the job.
Since credit reports are now so important, you should get a copy of your credit report and take the time to learn how to read it. And if you find any discrepancies, you should challenge them right away.
Getting a Copy of Your Credit Report
You actually have three credit reports, one from each of the three nationwide credit reporting agencies in the US. They are Experian, TransUnion and Equifax. Order them online from AnnualCreditReport.com, which is the only authorized website for free credit reports. Provide your name, address, social security number, and date of birth to verify your identity.
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[YES]Can be sold
[YES]Can be used for personal use
[YES]Can be packaged with other products
[YES]Can modify/change the sales letter
[YES]Can modify/change the main product
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[YES]Can be added into paid membership websites
[YES]Can put your name on the sales letter
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[YES]Can convey and sell Personal Use Rights
[YES]Can convey and sell Resale Rights
[YES]Can convey and sell Master Resale Rights
[YES]Can be given away for free
[YES]Can be added to free membership websites
[YES]Can convey and sell Private Label Rights
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